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Call Us Today!
(305) 866-9556
Call Us Today!
(305) 866-9556
Pearl Benefits Group’s Circle of Service

Multi-state businesses, municipalities, hospitals, schools, nursing homes and thousands of individuals rely on the Circle of Service offered to all Pearl Benefits Group clients.

Pearl Benefits Group, Inc.'s Circle of Service, provides you with seamless information and service that keeps you informed and insured, no matter what your insurance needs are.     

  • Business Coverage Programs
  • Executive and Individual Coverage Programs
  • Financial Services Programs

“Plan Your Dive. Dive Your Plan”

This “first commandment of successful scuba diving” mirrors the approach to business solutions at Pearl Benefits Group, Inc.: get the best information about current conditions and trends; set ambitious but achievable goals; develop a plan to safely go from one step to the next to achieve those goals; get the best technologies available to assist you; prepare for the unexpected, and rely on extensive training and experience to avoid problems before they happen.

You and your business may need any or all of these Pearl Benefits Group, Inc. Products and Services:     


Open Access HMO
Dental Insurance
Vision Insurance

Whole Life Insurance
Variable Life Insurance
Universal Life Insurance
Term Life Insurance
Disability Insurance
Long Term Care Insurance

Estate Planning
Roth IRAs
Business Coverage Programs
Plan Your Dive: Consulting
No matter the size of your business, your insurance and benefits programs are constantly in need of vigilant guidance to keep pace with changes to staff, legislation, new provisions in existing plans, and other factors that impact your coverage and benefits programs.
Pearl Benefits Group, Inc. will consult with you about everything that might impact your benefits selection and decisions. As one of the most sought-after retention factors known in today’s employment market, benefits that directly address the needs of your employees can sometimes spell the difference between success or failure when it comes to hiring, retention, and ultimately your business. Pearl Benefits Group, Inc.’s Circle of Service will be there for you now and in the future.
Buy-Sell Plans, Family Partnerships, and other executive solutions are also part of Pearl Benefits Group’s Circle of Service expertise, so you and your family or business will continue if adversity strikes.
Dive Your Plan: Enrollment and Administration
Once your program is in place, Pearl Benefits Group, Inc.’s trained professionals will get into full swing with the implementation of your benefits or insurance programs.
While reducing your exposure to benefit communication liabilities, Pearl Benefits Group, Inc.’s enrollment specialists get your program communications out to all employees; we come back throughout the year to do so for new hires, new provisions, and other important program communications.
Your HR staff will be integral to the programs that Pearl Benefits Group, Inc. will design for your company during the preparation, implementation, and administration of your benefits programs. We will help make sure everything in your program is in place, properly functioning, and in complete compliance with governing federal and state laws. From billing reconciliation to claims administration, HIPAA to COBRA, Pearl Benefits Group, Inc. has you covered.
One other advantage to doing business with Pearl Benefits Group: depending on your situation, our fees range from minimal to zero. Ask Us How!
Executive and Individual Coverage Programs
Choosing the right insurance at the right time in your life is critical; if you own a business, your Executive solutions must be carefully selected. Pearl Benefits Group, Inc. is committed to assisting individuals and executives better understand their options, and enroll them in the best combination of benefit and insurance programs, anywhere in the U.S.
We offer a comprehensive menu of choices for executives and individuals that will help better protect our clients from life’s unforeseen pitfalls and help them prepare for retirement and beyond.
  • Disability
  • Long-term Care
  • Life
  • Health
  • Buy-Sell
Allow the licensed experts at Pearl Benefits Group, Inc. to match you with the right product for your specific needs. 
Financial Services Programs
Pearl Benefits Group, Inc. offers financial products and services that are focused and flexible for individuals as well as company benefit programs.
Our Circle of Service will provide you with licensed Estate Planning experts who will assist you in assessing your net worth, help you plan for and retain your wealth through retirement, and assist in taking care of your family after you are gone.
  • Net Worth Determination
  • Estate Planning
  • Annuities
  • 401k/Pension Plans
  • IRAs
  • Roth IRAs
Our 401k and pension experts help our clients add value to their business through strategic contributory savings and matching fund programs offered to their employees. These popular programs offer portability and grow tax-free for individual employees until they use their account funds. 
Coverage. Compassion. Commitment.